Consider and Confess Your Bankruptcy

May 9, 2026April 18, 2026Sherry Attributes of God, Character of Jesus, Christian Life, confession of sin, promises, salvation, Sovereignty of God Leave a comment

There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42

It is said, “When they had nothing to pay, he frankly forgave them both.” There is a time when pardon comes and that time is when self‐sufficiency goes! If any person in this place has, in his own conscience, come to this point—that he feels he has nothing to pay—he has come to the point at which God is ready to forgive him! He that will acknowledge his debt and confess his own incapacity to meet it, shall find that God frankly blots it out! The Lord will never forgive us until we are brought to the starvation of pride and the death of boasting. A sense of spiritual bankruptcy shows that a man has become thoughtful—and this is essential to salvation. When we come to feel our bankruptcy, we then make an honest confession. And to that confession a promise is given— “He that confesses his sin shall find mercy.”

How can we believe a thoughtless person to be a saved man? If we so think about our state as to mourn our sin and feel its wickedness—and if we have made a close search into our hearts and lives and find that we have no merit and no might—then we are prepared in all thoughtfulness to say, “In the Lord I have righteousness and strength.” Must there not be serious thought before we can hope for mercy? Would you have God save us while we are asleep, while we are giddy, frivolous, trifling and without concern about our sin? Surely that would be giving a premium to folly! God acts not so. He will have us know the seriousness of our danger, otherwise we would treat the whole matter with lightness and miss the moral effect of pardon—and He would be robbed of His Glory.

Bankrupt Debtors Discharged by C. H. Spurgeon

Free and Effectual Forgiveness for All Debtors

May 8, 2026April 18, 2026Sherry Attributes of God, Character of Jesus, Christian Life, promises, salvation, Sovereignty of God Leave a comment

There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42

God does not play fast and loose with His creatures—forgive them and then punish them. I never shall believe in God loving a man, today, and casting Him away tomorrow! The gifts and calling of God are without repentance on His part. Justification is not an act which can be reversed and followed with damnation. No! No! “Whom He justified, them He also glorified.”—

“If sin is pardoned I‘m secure,
Death has no sting beside
The Law gave sin its damning power,
But Christ, my Ransom, died.”

By His death, our Redeemer effectually swept away sin once and for all, and He removed all the curse of the Law. In the offering of bullocks and lambs there was a continual remembrance made of sin, for the blood of bulls and of goats could not take away sin. But the Apostle writes, “This Man, after He had offered one sacrifice for sins forever, sat down by the right hand of God,” because His work was effectually and eternally done.

Take note that you cannot be saved except by the free forgiveness of God through the precious blood of Christ. The 50‐pence debtor must obtain his discharge by Grace alone. It is also a most blessed thing to perceive that he forgave the 500‐pence debtor with equal freeness… You that are over head and ears in debt to God can be freely forgiven by the same Lord who forgives the smaller debtors!

Bankrupt Debtors Discharged by C. H. Spurgeon

It Is an Eternal Discharge

May 7, 2026April 18, 2026Sherry Attributes of God, Character of Jesus, Christian Life, promises, salvation, Sovereignty of God 3 Comments

There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42

When the creditor said, “I freely forgive you both,” why, the deed was done! His lips had power! He had finished the debt by his word. And so, when the Lord Jesus Christ is looked unto by the eye of faith, there comes a voice from His dear wounds which cries to the poor trembling bankrupt sinner, “Your sins, which are many, are all forgiven. I have blotted out your sins like a cloud, and like a thick cloud your iniquities.” What an effectual pardon it is! How it charms the heart and lulls every fear to rest! He frankly, He fully, He freely, He effectually forgives! And I believe that when this is done, I may add another adjective—it is an eternal discharge!

As for our sins, “the depths have covered them.” “There is not one of them left.” Hallelujah! Observe that it was a very effectual forgiveness, too. The only person that can forgive a debt is he to whom the debt is due. Only God can forgive sin, seeing it is a debt to Him. What think you of those who are said to be able to forgive you for a shilling? Why, I say that to pay them their fee would be eleven‐penny, three farthings and another farthing thrown away! When you have got their forgiveness what is the good of it? Suppose I were to forgive you for injuries done by you to the Queen—of what value would my forgiveness be? He against whom I have transgressed is the only one that can pronounce my pardon! And if He absolves me, how effectual is the sentence!

Bankrupt Debtors Discharged by C. H. Spurgeon

The Unearned Pardon

May 6, 2026April 18, 2026Sherry Attributes of God, Character of Jesus, Christian Life, promises, salvation, Sovereignty of God, The Father, The Holy Spirit Leave a comment

There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42

This is a fair picture of the Grace of God! When a poor bankrupt sinner comes to Him, He says, “I forgive you freely—your offense is all gone. I do not want you to earn a pardon by your tears, prayers and anguish of soul. You have not to make Me merciful, for I am already merciful and My dear Son, Jesus Christ, has made such a propitiation that I can be just and yet can forgive you all this debt. Therefore, go in peace.” Furthermore, this debt was fully discharged. The creditor did not say, “Come, my good fellow, I will take 50 percent off the account if you find the remainder.” As they had nothing with which to pay, they would not have been a bit the better if he had reduced them 90 percent! If he had reduced the debts by half, the one would have owed 250 and the other 25, but their cases would have been hopeless, since they had not a farthing of their own.

Now the Lord, when He blots out His people‘s sin, leaves no trace of it remaining. My own persuasion is that when our Lord Jesus died upon the Cross, He made an end of all the sins of all His people and made full and effectual atonement for the whole of those who shall believe in Him. All the sin of Believers has been, once and for all, carried into the wilderness of oblivion by our great Scapegoat and none shall ever find a sin with which to condemn one soul of the chosen band. There is no debt left against a Believer—no, not one single pennyworth of debt remains upon the score! Does not the Spirit of God Himself ask the question, “Who shall lay anything to the charge of God‘s elect? “The Lord has frankly forgiven their debt, and He has not done so in part, but as a whole.

Bankrupt Debtors Discharged by C. H. Spurgeon

Our Free Discharge

May 5, 2026April 18, 2026Sherry Attributes of God, Character of Jesus, Christian Life, promises, salvation, Sovereignty of God Leave a comment

There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42

“He frankly forgave them both.” What a blessing they obtained by facing the matter! These two poor debtors, when they went into the office, were trembling from head to foot, for they had nothing with which to pay and were deeply involved. But look! They come out with light hearts, for the debt is all disposed of; the bills are receipted; the records are destroyed! Even thus the Lord has blotted out the handwriting that was against us and has taken it out of the way, nailing it to His Cross. In this free discharge I admire, first of all, the goodness of the great Creditor. What a gracious heart He had! What kindness He showed! He said, “Poor souls, you can never repay Me, but you need not be cast down because of it, for I freely cancel your debts.” Oh, the goodness of it! Oh, the largeness of the heart of God!

I was reading of Caesar the other day. He had been at fierce war with Pompey and, at last, he conquered him. And when he conquered him, he found among the spoil Pompey‘s private cabinet in which were contained letters from the various noblemen and senators of Rome who had sided with him. In many a letter there was fatal evidence against the most eminent Romans. But what did Caesar do? He destroyed every document! He would have no knowledge of his enemies, for he freely forgave them and wished to know no more. In this, Caesar proved that he was fit to govern the nation. But look at the splendor of God when He puts all our sins into one cabinet and then destroys the whole! If the sins of His people are sought for, they cannot, now, be found! He will never mention them against us any more. Oh, the goodness of the infinite God, whose mercy endures forever! Bow before that goodness with joy!

Bankrupt Debtors Discharged by C. H. Spurgeon

Do Not Delay!

May 4, 2026April 17, 2026Sherry Attributes of God, Character of Jesus, Christian Life, confession of sin, prayer, promises, salvation, Sovereignty of God, The Holy Spirit Leave a comment

…behold, now is the accepted time; behold, now is the day of salvation. – 2 Corinthians 6:2

Satan has destroyed multitudes of men, tempting them to ask for more time, instead of coming up to the mark at once and asking for immediate pardon. What are the fabled virtues of tomorrow? Why do men dote upon the unknown future? To an immediate decision I would press you at this moment and may God, by His Divine Spirit, deliver you as a bird from the hand of the fowler, that you may no longer procrastinate and waste your life in disobedient delay! This being the temptation, let me hint to those of you who are bankrupt, what your wisdom is. It is your wisdom to face the business of your soul. Your soul‐matters are the most important things you will ever have on hand, for when your wealth must be left and your estate shall see you no more—and when your body is dead—your soul will still be living in eternal happiness or endless woe! Therefore, do not neglect your state in reference to God. It is the most important matter! Give it the first place.

Settle this business before you attend to anything else. Take care that you face it like an honest man and not as one who makes the best of a bad story! It may be bad, yet the best thing you can do is to go right through with it in truth and soberness before the Lord. Hope lies that way. Do not let your danger be concealed like a thief who hides in the good man‘s pantry till the hour to rob his house. Suffer not the sparks to smolder where they may consume your all! Quench the fire before you sleep! When you face the matter, be very true and sincere with yourself and with God because you are not dealing with creditors who may be cheated, but you are dealing with GOD who knows the secret thoughts and intents of your heart…Do not make the slightest attempt at paying, for you cannot do it! But take quite another course—plead absolute poverty and appeal to mercy! Say, “Lord, I have nothing, I am nothing, I can do nothing. I must throw myself upon Your Grace.”

Bankrupt Debtors Discharged by C. H. Spurgeon