There was a certain creditor which had two debtors: the one owed five hundred pence, and the other fifty. And when they had nothing to pay, he frankly forgave them both. – Luke 7:41,42
It is said, “When they had nothing to pay, he frankly forgave them both.” There is a time when pardon comes and that time is when self‐sufficiency goes! If any person in this place has, in his own conscience, come to this point—that he feels he has nothing to pay—he has come to the point at which God is ready to forgive him! He that will acknowledge his debt and confess his own incapacity to meet it, shall find that God frankly blots it out! The Lord will never forgive us until we are brought to the starvation of pride and the death of boasting. A sense of spiritual bankruptcy shows that a man has become thoughtful—and this is essential to salvation. When we come to feel our bankruptcy, we then make an honest confession. And to that confession a promise is given— “He that confesses his sin shall find mercy.”
How can we believe a thoughtless person to be a saved man? If we so think about our state as to mourn our sin and feel its wickedness—and if we have made a close search into our hearts and lives and find that we have no merit and no might—then we are prepared in all thoughtfulness to say, “In the Lord I have righteousness and strength.” Must there not be serious thought before we can hope for mercy? Would you have God save us while we are asleep, while we are giddy, frivolous, trifling and without concern about our sin? Surely that would be giving a premium to folly! God acts not so. He will have us know the seriousness of our danger, otherwise we would treat the whole matter with lightness and miss the moral effect of pardon—and He would be robbed of His Glory.
He Hath Said 