Therefore we conclude that a man is justified by faith without the deeds of the law. – Romans 3:28

We want faith to have some works, some prayers, something or other of our own to help it. It is as if somebody were to try and help me to walk by giving me a big chair to carry. I should not walk so well with the burden, as without it. Have you ever heard this parable concerning faith? She had to cross a stream, and the current was strong, and there came one to her who said, “Faith, I will help thee! Come with me up the river till we can find a place where we can ford it.” Faith said, “No; I was bidden to cross the river here.” So another came, and said, “I will build a bridge for you, that you may go over the river with ease;” and he laid hold of a few stones, but not much ever came of it. Yet another said, “I will go and find a boat.” But there were no boats about; therefore they asked Faith to wait till they build a boat for her. What did she do? She took off her vestments, and plunged into the water. “Thanks be to God,” said she, “I can swim;” and so she swam across, and reached the other side without a boat, without a bridge, and without a ford. That is what I should like to see every sinner here do-begin to swim. Do not wait for help. Cast yourself into the stream of everlasting love. Believe in Christ Jesus, and have no more confidence in the flesh, with its bridges and boats. Commit thyself to the stream of eternal grace, and swim across. Faith can enable you to do it. Nothing else can. Take that lesson home to yourselves, you who are seeking the Saviour at this time.~ C.H. Spurgeon

https://www.blueletterbible.org/Comm/spurgeon_charles/sermons/2253.cfm